Web Search Guides - Consumer Report

              Payday Loans & Other Unsecured Personal Loans

                          Comparison of Terms of Major Companies

Loan Company
Available Loan
Faxing Required?
How It Works*

Online Cash

Loans - No Credit Check!

Up to $1500 often within one hour

No faxing required

Program works 24/7 to provide emergency funds access. Instant approval. No credit check. No upfront fees. No cost to apply. Confidential.

Paycheck Today - Apply Now! - get up to $1000

Up to $1000 Overnight

Not usually required

Pre-approval in as little as 30 seconds. No credit check. If approved, your loan proceeds will be deposited directly into your personal bank account. When your loan payment is due, the finance charge will be automatically debited from your checking account unless other payment arrangements have been made.

Guaranteed Loans and Credit Cards

Click here for guaranteed personal loans.

Up to $5000

May be required

Not a payday loan company. This company sells “VIP credit Loans Packages” (basic cost $37.50) which provide a listing of “bad credit loan companies that offer loans for people with bad or no credit,” plus a credit repair kit, a list of companies where you can get a VISA card with no credit check, and various other services.

Payday One

Up to $1000 by next day

No faxing required

Fill out brief application. No credit check. Once approved your cash is usually deposted in your bank account the next business day by a participating lender. When due your cash advance plus fees are automatically deducted from your bank account by the lender.

Team Quick Cash

We can loan you up to $1500 - Team Quick Cash

Up to $1000 by next day or $1500 within several days

Not usually required

A 2-minute application may qualify you for a cash advance for up to $1,000 with a participating lender. After you have filled out your online application, on the final page of the application, you will be given directions that you must follow to complete the process. Once approved, your cash is usually deposited in your bank account that evening by a participating lender. When due, your cash advance plus fees are automatically deducted from your bank account by the lender.

Magic Payday

$1500 Cash Now!

Up to $1300 by next day

Not usually required

Once you have applied online, your application will be submitted to a lender that will attempt to contact you to verify your information and explain the terms to you. Once you have spoken with your lender, your cash can be in your bank account as early as the next business day. Any type of credit can qualify including bankruptcy.


Up to $700 by next business day

Not usually required

Less than perfect credit OK. Five minute application. Instant approval. Funds deposited in your account next business day.

Secure Money Store

Secure Money Store

Up to $1000 in 24 Hours or $1500 within several days

Not usually required

Fill out 2-minute application. Website submits your application to a lender. You may qualify for a cash advance up to $1500 deposited in your bank account by a participating lender. The minimum required payment will be deducted from your bank account.

*Note: Information provided in this table is based on company-supplied data in referenced company website and is not guaranteed accurate or complete by Washington Research Associates, Inc.. Please be sure to review specifics of loan terms and conditions as stated on loan company website before applying for a loan. Interest rates on payday loans are higher than on most other types of personal loans.


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Plan to do further online research on the topic "Unsecured Personal Loans"? Check out Web Search Guide #24 - Personal Loans.       




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